Pftown- Articles and Information about Business and Finance.

Load vs. No-Load Mutual Funds.

When it comes to the stock market and investing, the terms and phrases used can quickly become overwhelming. Especially when your own money is at risk. Although mutual funds are touted as a low risk method of investment and a relatively safe means of achieving decent returns, extra management fees and “loads” can quickly erode any profits received. In this article we will take a look at mutual fund terms such as “loaded funds”, “back-end” and “front-end” loads, as well as compare the difference between these and no-load funds. What’s more, Read the rest of this entry »

(ARA) – Many Investors, in individual, trust and qualified accounts (IRAs, Roth IRAs, 401k, 403b, Educational Savings Accounts, etc.), would like to share in the return potential of a rising stock market without having their hard-earned dollars exposed to risk of a market downturn. There is now an innovative way that you can achieve both through a unique deposit investment — Dow Jones Indexed Certificates of Deposit (ICDs).

The recent stock market adjustment and economic recession have caused many Americans to watch one-third to one-half of their investments evaporate. Read the rest of this entry »

If you are doing your own investing in the stock market, what would be the first question you would ask yourself before you make any trade or investment? Read the rest of this entry »

Defining a long-term investment in the stock market For some �long term� would mean holding a stock position over the weekend. For others, it may mean holding a security for at least 1 year for the purpose of declaring a long-term capital gain, thus saving on taxes. The rigid definition of a long-term investment in the stock market would be holding a security for a minimum of 5 years, to as long as 30 years. Read the rest of this entry »